Travel insurance guide

Tourist visa applicants must show travel insurance of at least EUR 30,000 covering medical expenses, medical repatriation, and repatriation of remains.

Minimum coverage: EUR 30,000
Source: Tourist visa requirements (Embassy of Algeria, The Hague)

Short stay visa applicants for Aruba must show travel medical insurance of at least EUR 15,000 covering the whole stay.

Minimum coverage: EUR 15,000
Source: Checklist for a Dutch Caribbean visa (Netherlands Worldwide)

Student visa subclass 500 holders must maintain adequate health insurance while in Australia. Condition 8501 applies to this visa by law, so insurance is not optional.

Minimum coverage: Not stated; must maintain adequate arrangements for health insurance while in Australia
Source: Visas subject to condition 8501 (Department of Home Affairs, Australia)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Austria. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

Foreign temporary visitors and residents must hold health insurance of at least EUR 10,000. It is checked when your visa is issued, or at the border if you enter visa free.

Minimum coverage: EUR 10,000 · Exemptions: Named nationalities are exempt. Check the full exemption list in the source.
Source: Insurance for foreign citizens (Ministry of Foreign Affairs of Belarus, Qatar mission)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Belgium. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Bulgaria. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

Short stay visa applicants for Bonaire, Sint Eustatius, and Saba must show travel medical insurance of at least EUR 15,000 covering the whole stay.

Minimum coverage: EUR 15,000
Source: Checklist for a Dutch Caribbean visa (Netherlands Worldwide)

V Tourism visa applicants must show health insurance. This was introduced by Resolution 5477 of 2022.

Verified for the V Tourism visa category (Article 34) only. Other V, M, and R categories have their own rules; do not treat this as universal across every Colombian visa.

Minimum coverage: As set in Resolution 5477 of 2022 · Exemptions: None stated for this category
Source: Resolution 5477 of 2022, Ministry of Foreign Affairs of Colombia (normograma)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Croatia. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

All visitors to Cuba must have travel medical insurance to enter. No official minimum coverage amount is published.

Minimum coverage: None stated
Source: Cuba Travel FAQs (official Cuba travel portal)

Short stay visa applicants for Curacao must show travel medical insurance of at least EUR 15,000 covering the whole stay.

Minimum coverage: EUR 15,000
Source: Checklist for a Dutch Caribbean visa (Netherlands Worldwide)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Czechia. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Denmark. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Estonia. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Finland. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for France. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

All tourists entering Georgia must have travel health insurance covering at least GEL 30,000. It is checked at the border.

Minimum coverage: GEL 30,000 · Exemptions: Exemptions include diplomats, treaty based cases, and transport drivers. Check the full list in the source.
Source: Georgia to Require Insurance for All Tourists Starting 1/1/2026 (U.S. Embassy in Georgia, quoting the Georgian MFA)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Germany. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Greece. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Hungary. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Iceland. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Italy. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

Digital nomad applicants must hold private medical insurance covering death, injury, and illness for the planned stay, with treatment cover of at least JPY 10 million. Accompanying spouses and children need cover too.

Minimum coverage: JPY 10,000,000 for treatment of injury and illness
Source: Digital nomad residence status requirements (Immigration Services Agency, Ministry of Justice of Japan)

Non Kenyans entering Kenya for under 12 months must hold inbound travel health insurance with at least USD 50,000 in cumulative benefits.

The approved administrative framework was published by the Ministry of Health in November 2025. Secondary media reported a High Court suspension in August 2026, but no suspension order took effect; the High Court in Marsabit has since upheld the requirement, dismissing the constitutional petition and ruling Gazette Notice No. 11492 (July 30, 2026) valid under the Social Health Insurance Act (reported by Eastleigh Voice, 2026-10-08). The row ships as in force. Enforcement escalated October 2026: portal tests (VisasNews via deeparrival, 2026-10-06) show the official eTA application cannot be completed until a valid inbound policy is linked (US$44 per traveler plus fees; no upload path for foreign-insurer certificates was offered in the tests), and the Kenya Civil Aviation Authority's Oct 9, 2026 Aeronautical Information Circular directs airlines on international flights into Kenya to verify compliance before boarding (reported by hivileo.co.ke).

Minimum coverage: USD 50,000 cumulative benefits · Exemptions: Kenyan citizens. Applies to non Kenyans entering for under 12 months.
Source: Approved Administrative Framework for Implementation of the Mandatory Inbound Travel Health Insurance Program (Kenya Ministry of Health)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Latvia. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Liechtenstein. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Lithuania. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Luxembourg. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Malta. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for the Netherlands. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

This row covers the European Netherlands under the Schengen Visa Code. The Dutch Caribbean islands have a separate EUR 15,000 rule; see the Aruba, Caribbean Netherlands, Curacao, and Sint Maarten rows.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

International students must hold appropriate insurance as a condition of their student visa. It must cover medical care in New Zealand, travel to and from New Zealand, repatriation, and death, and providers check it.

Minimum coverage: Not stated; must cover medical care in New Zealand, travel to and from New Zealand, repatriation, and death
Source: Insurance for international learners (NZQA)

Working holiday visa applicants, except those under the Ireland, Japan, Malaysia, and United Kingdom schemes, must hold medical and comprehensive hospitalisation insurance for their whole stay in New Zealand.

Minimum coverage: Not stated; medical and comprehensive hospitalisation cover required · Exemptions: Working holiday schemes with Ireland, Japan, Malaysia, and the United Kingdom are exempt.
Source: Medical insurance for Working Holiday Visa (Immigration New Zealand)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Norway. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Poland. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Portugal. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

All visitors must have health insurance to enter Qatar. The policy must come from a Ministry of Public Health registered insurer.

Minimum coverage: Not stated; must cover the visit · Cost: QAR 50 per 30 day visa period
Source: MoPH announces applying health insurance system on Qatar's visitors starting February (Qatar News Agency)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Romania. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

Short stay visa applicants for Sint Maarten must show travel medical insurance of at least EUR 15,000 covering the whole stay.

Minimum coverage: EUR 15,000
Source: Checklist for a Dutch Caribbean visa (Netherlands Worldwide)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Slovakia. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Slovenia. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Spain. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Sweden. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

You must show travel medical insurance of at least EUR 30,000 with your Schengen short stay visa application for Switzerland. It must cover urgent medical care, emergency hospital treatment, medical repatriation, and death across the Schengen area for your whole trip.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic passports are exempt. Consulates may accept adequate professional cover, for example for seafarers.
Source: Regulation (EC) No 810/2009 (Visa Code), Article 15: Travel medical insurance (EUR-Lex)

Mainland Tanzania gazetted mandatory inbound travel insurance for foreign visitors: a $44 policy from the National Insurance Corporation (NIC) or a NIC-partnered insurer, valid 92 days with multiple entries.

Insurance (Inbound Travel Insurance) Regulations 2026 (GN No. 256, published Sep 4, 2026). Ministry of Finance public notice confirmed enforcement commences Oct 1, 2026; under Regulation 4 a foreigner entering without a valid policy is denied entry. Pricing detail reported by travel trade press (Travel Tomorrow, 2026-10-06, citing NIC/ZIC): US$44 per adult, US$22 for children aged 3-17, free for under-3s, 10% discount for groups of 10 or more; individual, family and group policies available. The NIC (mainland) and ZIC (Zanzibar) policies are each valid for travel between the mainland and Zanzibar, so one policy covers a combined safari plus Zanzibar trip.

Minimum coverage: Emergency medical treatment, medical evacuation, repatriation, lost luggage · Cost: TZS equivalent of US$44 per person, non refundable (covers up to 92 days) · Exemptions: Nationals of EAC and SADC member states
Source: TanzaniaInvest: mainland NIC inbound insurance compulsory from Oct 1, 2026 (GN No. 256; MoF public notice confirming commencement)

Non Immigrant O A long stay retirement visa applicants, age 50 and over, must show health insurance covering general illness including COVID 19 for the entire stay, with cover of at least USD 100,000 or THB 3,000,000.

Minimum coverage: USD 100,000 or THB 3,000,000
Source: Non-Immigrant O-A Visa (Long Stay) requirements (Royal Thai Embassy, Prague)

Non Immigrant O X long stay visa applicants must show Thai medical insurance approved by the Office of Insurance Commission, with at least THB 400,000 cover for inpatient care and THB 40,000 for outpatient care.

The source document is an archived Thai MFA notice. The insurance amounts should be rechecked on thaievisa.go.th before travel, but the requirement itself is confirmed.

Minimum coverage: THB 400,000 inpatient and THB 40,000 outpatient
Source: Non-Immigrant Visa O-X (Long Stay) requirements (Ministry of Foreign Affairs of Thailand)

All visa applicants except diplomatic and service passport holders must show health insurance of at least EUR 30,000.

Minimum coverage: EUR 30,000 · Exemptions: Holders of diplomatic and service passports are exempt.
Source: Visa requirements (Ministry of Foreign Affairs of Ukraine, Cuba mission)

All foreign nationals entering Uruguay by any means must have health insurance. The rule covers every border crossing, not just airports.

Minimum coverage: Not stated · Exemptions: Limited humanitarian, international protection, and family reunification exemptions.
Source: Uruguay entry health insurance requirement (Embassy of Uruguay, Washington)

All foreign visitors to Zanzibar must buy the mandatory inbound travel insurance from the Zanzibar Insurance Corporation before arrival. It covers up to 92 days and other insurance does not count.

Applies to Zanzibar only. Mainland Tanzania has a separate mandatory inbound insurance rule (in force since Oct 1, 2026).

Minimum coverage: As set by the ZIC policy terms · Cost: USD 44 per person (covers up to 92 days) · Exemptions: Zanzibar residents. Required even if you already hold other travel insurance.
Source: Mandatory Inbound Travel Insurance For Entering Zanzibar (Embassy of Tanzania in Tokyo)